A house-and-land package is one of the most popular ways to build a new home in Australia.
In a nutshell, it’s a block of land from a developer paired with a brand-new home from a builder, bundled into one all-inclusive deal.
You can find these ready to go under our ‘House and Land’ tab, but if your perfect match isn’t there, don’t sweat it. We can create one for you entirely from scratch! Our number one rule? There aren’t any!
Choosing a package also makes financing a house-and-land purchase a whole lot easier. Instead of juggling two separate loans for the dirt and the build, you can usually just roll them all into one. It keeps things transparent and saves you from unnecessary fees (which is something we’re very big on here)!
How house and land packages work
One vision, two parts
This is where our expert matchmaking comes in. We take a location that’s brimming with life and pair it with a home design that’s a perfect fit for the block’s size and orientation. Because we’ve already done the legwork, making sure the house suits the land, you don’t have to worry about the technical stuff. We’ve taken care of that!
From dirt to door: the build process
Once the land is secured, the build moves through your typical construction stages. Since it’s a package, we’ve often already checked the council approvals and site requirements for that block before the home is built. From there, it’s about turning those floor plans into a reality, step by step, until the keys are in your hand.
What’s included in your package?
The standard inclusions
Transparency is a big deal when buying a house. Most packages outline the standard inclusions upfront so you know exactly what’s in the box. This usually covers the design, the building specs and the base price for that specific block of land.
At La Vida, our base price isn’t just a bare-bones start; it’s stacked with all the essentials, so you’re living the good life from day one.
Upgrades and exclusions
Some features might be classed as upgrades or exclusions, like premium finishes or landscaping. That’s why we stick to a fixed price, so you know exactly where the package ends and where any extras begin. It means you can plan your move without worrying about unexpected costs popping up at the last minute.
Here’s a guide
Below, we’ve put together a little table so you can get a rough idea of what’s typically included in an average build:
| Inclusions vs Exclusions | |
| Base works (usually included) | The extra bits (often excluded) |
| A specific block of land paired with a house design that fits it | Stamp duty on the land, transfer fees and your solicitor’s bill |
| The full construction of the home, from the slab to the roof | Driveways, paths, fencing and front/back landscaping |
| Your base kitchen, bathroom, floor coverings and light fittings | Any “luxe” upgrades like stone benchtops or high-end appliances |
| Council application fees, building permits and standard insurance | Clotheslines, letterboxes and window treatments (blinds/curtains) |
| Connecting the house to the mains (water, power and sewerage) | Major retaining walls or extra work for blocks with a steep slope |
Financing a house and land package
Construction loan basics
A construction loan is the standard move here. Instead of paying for the whole build upfront, funds are released in stages as the work happens. It keeps the process manageable because you only draw what’s needed as the build progresses.
One loan vs separate contracts
Even though you’ll sign different contracts for the land and the house, your lender can usually bundle the financing into one convenient approval. It’s a good idea for buyers who want a clearer path to their dream home without the double paperwork.
The real costs to consider
Making the most of stamp duty concessions
Stamp duty concessions can be a massive win for your bank account. Your eligibility criteria depend on your state, but it’s always worth checking if you can pay stamp duty on just the land value rather than the finished house. Knowing what’s available to you lets you budget with total confidence.
Site costs and council approvals
There’ll always be a few bits and pieces outside the headline price. Site works, council approvals and service connections all play a part in the final figure. We factor these in from the get-go so you get a full picture of the cost before you make your mark.
Is a package your perfect match?
For plenty of home buyers, a package is a great move. It cuts out the guesswork and gives you the confidence of knowing your land and your design were made for each other from the start. If you’re after a smoother, more straightforward path to a brand-new home in a suburb you love, this is how you make it happen.
Ready to see what’s possible? Let’s get to work. Get in touch and let’s start building a place that’s 100% you.