It’s actually pretty simple!
Basically, a builder (that’s us) and a developer team up to offer their specialties as a single, all-inclusive bundle. This pairing brings together expert local knowledge of the suburb with the right home design. That way, you get a package that ticks all the boxes from the jump.
Once you’ve landed the perfect match, there’ll be a couple of contracts to sign. Even though these packages are a bundle buy, they still involve two separate contracts. That’s just because only the builder can sell you the home, and only the developer can sell you the land.
Steps to building a house and land package
Choose your suburb
The first step is deciding exactly where you want to plant your roots. Location is everything because it’ll affect your commute, your weekend coffee spots and the types of blocks available.
In Perth and Adelaide, many house-and-land packages are situated in newer estates where the land and homes are designed to work together.
Select your block
Once you’ve found your suburb, it’s time to have a look at the available blocks. Size, shape and even the way that the sun hits the land will shape what you can build.
A block that works for one design might not work on another, so this is all about matching the perfect land with the home you’ve got your heart set on.
Match with a home design
This is where the magic happens. We match your home design to your specific block, taking into account factors such as setbacks, frontage width, and estate rules. The aim is to pair your land with a design that fits effortlessly on the site and fits your lifestyle perfectly.
Secure finance
Before you sign on the dotted line, you’ll want to chat with a lender or broker about getting the all-important pre-approval. When you’re building new, financing is structured a bit differently from buying an established home. Funds are usually drawn in stages as the build progresses, rather than a single lump sum at the start.
Sign contracts
Even though house and land packages are bundled, they’ll usually involve 2 separate contracts. You’ll have one for the land and one for the build, as the developer sells the land while the builder sells the home. It’s one of the main differences between a new build package and buying an existing house.
Construction begins
Once the land settles, your build can finally start! A construction loan is released in stages, often tied to key milestones such as the slab, frame, and lock-up. This staged approach keeps repayments aligned with the building process as your new home takes shape.
Are all the house-and-land packages the same?
Not even close! House and land packages can vary a lot. Everything changes depending on the suburb, block size, estate rules and even the tiny details of your design. Some packages are tailor-made for first-home buyers, while others are better suited to those looking for extra space, a specific location, or a larger build.
Things to consider when choosing a House and Land Package
It pays to take a look at the big picture, not just the advertised price tag. Always check the actual inclusions in the build, whether site costs are covered, and whether things like landscaping and fencing are part of the deal or extras.
You should also consider the block itself because both soil conditions and orientation can affect your final cost. Energy efficiency is another big one, especially in a new home where your design choices can lower your running costs for years to come.
If you’re comparing packages with established homes, think beyond the headline price. A new home offers modern design and the chance to make it yours, even if it means waiting a little longer for move-in day.
How does finance work with H&L?
Finance for house-and-land packages usually comes in two parts. First, you handle the land purchase. Then, with the build-to-suit contract in place, the construction loan is drawn in stages as your home is built.
This is entirely different from a standard loan for an established property, where everything is paid out at settlement. Because it can feel a bit more layered, we always recommend speaking with a lender early to get your head around deposit requirements and pre-approval.
Are there any government grants available for H&L Packages?
You bet! Depending on your state and situation, you could be eligible for significant savings. In Western Australia, eligible first-home buyers may receive a $10,000 first-home owner grant to build a new residential property. You might also score a duty concession to help keep your upfront costs low.
Over in South Australia, the first home owner grant is currently a one-off payment of up to $15,000 for eligible buyers building a brand new home. South Australia also offers massive stamp duty relief for eligible first home buyers, with price caps officially abolished for those building new.
What’s included in the costs of a house and land package?
A house-and-land package usually includes the land price and the base cost of the build, but the inclusions can vary. Some packages cover the whole lot from start to finish, while others might price site works or upgrades separately. It’s super important to verify what’s included before you sign, so you know the actual cost of buying your home, not just the ticketed price.
For many buyers, these packages also mean stamp duty is calculated differently. In SA, relief can apply to the land component, while WA has its own set of grant and duty rules. The final outcome usually depends on your state and how the contract is structured.
The building process of a house and land package
The real fun starts after the land has been settled and your finance is approved. Your home is built in stages, with progress payments released as our miracle makers hit each milestone. The typical sequence includes the slab, frame, lock-up and fit-out. Once the home’s finished, we do a final inspection and hand over the keys!
This staged process is why so many people love house-and-land packages. It provides structure, makes the journey easier to follow and lets you design your home around the block from day dot.
Who are house-and-land packages best suited for?
House and land packages are a fantastic option for a huge range of buyers. They’re perfect for anyone who wants a new home without having to manage and monitor every single step alone.
They suit first-home buyers, growing families, and anyone who wants to build in a specific suburb with a clear plan in place. By bringing the land and design together early, the whole process is way more organised and much easier to plan for.
If you’re eyeing off a new home in Western Australia, our Perth house and land packages are a great place to start. If you’re exploring your options in South Australia, check out our Adelaide house and land packages to see what’s available!