It’s likely! Depending on where you’re located, Keystart Home Loans (WA) & Homestart Home Loans (SA) are easier to get than ever. Provided you are:
- An Australian citizen or permanent resident,
- Aged over 18, and
- Earn less than $148k for singles or $218k for families/couples.
- A house and land package of $800,000 or less.
There’s a good chance you’re eligible for a Keystart/Homestart Home Loan. The Debt Servicing Ratio (DSR) requirement was removed a few years ago too, so if you have a car loan, personal loan or credit card which exceeds 10% of your monthly income, you’re still eligible. Now how remarkable is that?!