Keystart home loans

Aka, the one backed by the WA Government. Thanks Mark.


Keystart is the key to getting you into your new home faster with low entry costs, no lenders mortgage insurance, and minimal savings.

Because you shouldn’t have to save the world before owning your own home.

Like you, Keystart Home Loans are unique. For starters, they don’t come from a bank. Funded by Western Australia, for West Australians, they only require a deposit of 2%.

Oh, and they’re a transitional lender, so Keystart actually encourage you to refinance with another lender with a lower interest rate as soon as you can.

Now, Keystart home loans are ever easier to get.

If you’re an Australian citizen or permanent resident, over 18, and earn less than $105k for singles or $155k for families, there’s a good chance you’re eligible for a Keystart Home Loan.

The Debt Servicing Ratio (DSR) requirement was removed a few years ago too. So if you have a car loan, personal loan or credit card which exceeds 10% of your monthly income, you’re still eligible.

Expert advice is a couple clicks away


Contact the ones with finance options

You’re unique, and so is your situation. Sometimes speaking to an expert who can make sense of the financials can make all the difference. Our partners at Oui Finance have got you covered, and their advice comes both cost and obligation-free.

Oui Finance

The ones who crunch the numbers
*Correct as of Aug 2021.

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