Construction Finance

Aka, the one that you
pay as you go.


Is the thought of paying your mortgage AND rent at the same time giving you the sweats? What if we said you didn’t have to?

Meet construction loans.

Unlike traditional home loans, Construction Finance allows you to lend in stages rather than in one single (expensive) lump. It means you pay the smallest amount possible while your new home is being built. You’ll save thousands while you build, free up your finances for rent – or new furniture! – and lift a whole lot of financial pressure off yourself. Now, that’s handy.
Because why pay for a home you can’t live in yet?

With construction loans, as your new home progresses, so do your payments. They’re called ‘progress payments’ (funny that) and they’re charged as key construction milestones are reached. Like:

  • When the slab goes down
  • When the frame goes up
  • When the walls, windows and doors are in place
  • When the internal and external fittings (cupboards and appliances) are in
  • When the keys are ready for handover

Then, only when your home is officially move-in ready (yay!), your loan will start to work like any other home loan. Thank you, Construction Finance.

Expert advice is a couple clicks away


Contact the ones with finance options

You’re unique, and so is your situation. Sometimes speaking to an expert who can make sense of the financials can make all the difference. Our partners at Oui Finance have got you covered, and their advice comes both cost and obligation-free.

Oui Finance

The ones who crunch the numbers
*Correct as of Aug 2021.

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