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Get into your own place with just 5% deposit

Yep, you read that right. Thanks to the expanded Government First Home Guarantee Scheme (kicking off sooner on 1 October 2025), buying your first home just got wayyy more doable.

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Why the First Home Guarantee Scheme is a big deal...

Only 5% deposit needed
Less saving, more moving. It means your first home could be closer than you think.

Bye bye, LMI 
No Lenders Mortgage Insurance = thousands saved. Cheers to that!

Bigger price cap = more choice
The scheme now covers Adelaide builds up to $900K, giving you loads more options.

Starts October 1, 2025
Three months sooner than planned. More time living, less time paying rent.

So, can you get it?

Chances are high. All you need to be is:

18 years+

✨ A first home buyer

An Aussie citizen or permanent resident

Ready to live in the home (no investors, soz!)

But don’t wait too long — land’s getting snapped up fast, and the sooner you get started, the sooner you can make your mark (and pop that bubbly in your own living room).

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Where do you want to build?

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